In general, an unplanned, unexpected, and undesigned (not purposefully caused) event which occurs suddenly and causes (1) injury or loss, (2) a decrease in value of the resources, or (3) an increase in liabilities. As a technical term 'accident' does not have a clearly defined legal meaning. In insurance terminology, an accident is the events which is not deliberately caused, and which is not inevitable. For example, if a driver (who is covered under personal automobile insurance for injury and losses due to negligence) willfully drives the vehicle into a tree, the resulting injury or loss is not insured. Similarly, insurance policies do not compensate for obsolescence or wear and tear because their occurrence is inevitable in normal course of things. See also incident.

Use accident in a sentence

  • There was an accident in the warehouse because a new worker was not properly trained during his first two weeks here.

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  • Sometimes an accident can't be avoided and you must hope that your staff is able to fix it as soon as possible.

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  • Even though I was severely injured, I forgive the driver of the car because I know he didn't mean to cause the accident.

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