Use 'real interest rate' in a Sentence

The real interest rate was determined to be slightly higher than we had expected so we were happy to perform the new calculations.
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We needed to find out what the real interest rate was because we did not wanna love more than we wanted to.
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After last years mix up on our budget we knew this year we'd need to account for the inflation rates more so than we did last to avoid missing the real interest rate amounts due.
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