returned check

Check returned unpaid (dishonored) after presentation at the bank on which it was drawn (the payee bank). Dishonor may be due to (1) a technical reason, such as a (a) mismatch between amount in figures and words, (b) disfigured or torn state, (2) it being 'stale,' the validity of check has expired because of its too-late presentment (usually six months after the date on the check), (3) lack of sufficient funds in the drawer's account to cover the amount (see not sufficient funds for details), or (4) stop payment order issued by its maker (drawer) to the payee bank.