Use 'risk retention' in a Sentence

There was a risk retention guarantee at the place and it meant that I would be alright in the long run.
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Though he was injured at his self-owned construction company in Nebraska, John was confident that his risk retention would cover any costs associated with being seriously injured on the job.
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The IT department sets aside a pool of money for casualty laptop replacements as part of their risk retention approach to reduce costs because the company is so large that the loss of an individual laptop is not a significant event and there are substantial transaction costs involved with making an insurance claim.
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