subrogation

Substitution of one party (called the subrosee) for another (called the subrosor) as a creditor or possessor of a legal right. Upon subrogation, the subrosee acquires the claims, interests, ownership, remedies, or securities of the subrosor. In cases where a party pays for the debts of another party, the paying party becomes entitled to the rights belonging to the debtor. See also subrogation clause.