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General, Marine, & Life Insurance
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A1
abandonment
accelerated benefits
accelerated option
acceleration life insurance
accident
accident and health benefits
accident peril
accidental death clause
accidental means
accidental means provision
accidental result provision
accounts receivable insurance
accrual of a claim
accrued benefits
accumulation clause
accumulation option
accumulation period
acknowledgement
act of God
act of God bond
act of man
act of nature
act of war
actual cash value policy
actual total loss (ATL)
actuarial
actuarial accrued liability
actuarial assumption
actuarial equivalent
actuarial gain or loss
actuarial valuation
actuary
additional insured
additional perils
adequacy of coverage
adequate coverage
adjustable life insurance
adjuster
adjustment
adjustor
adverse selection
against all risks
aggregate indemnity
aggregate limits
alienation clause
alienation of benefits
all causes deductible
all other like perils
all other perils & misfortunes
all peril insurance
all risks insurance
allied lines insurance
ambiguity principle
American Institute cargo clauses
annual benefit statement
annual policy
annually renewable term policy
annuitant
annuitize
annuity
annuity certain
annuity consideration
annuity contract
annuity date
annuity due
annuity in advance
annuity in arrears
antiselection
apportionment clause
appraisal
appraisal clause
appraisal date
appraisal fee
appraisal report
appraisal value
appraised value
appurtenant structures insurance
arson
assessable insurance
assessment insurance
assigned risk
assigned-risk insurance
assignment clause
assignment of benefits
assignment of claims
assignment of insurance
assurance
assured
at-fault accident
attachment
attachment point
attained age
attending physician's statement
automatic cover
automatic premium loan clause
automatic reinstatement clause
automobile comprehensive insurance
automobile first-party insurance
automobile insurance
automobile third party insurance
average
average adjuster
average agreement
average irrespective of percentage
average without percentage
aviation insurance
aviation-trip life insurance
basic coverage limit
benefit of survivorship
Best's insurance report
Best's rating
blanket
blanket bond
bodily injury (BI) coverage
bond insurance
bonding company
bonding of employees
borderau
bottomry
broad-form coverage
building denial
business continuation insurance
business interruption insurance
business personal property
cancelable insurance
capital risk
capital sum
captive insurance company
carrier
carveout
cash refund annuity
cash surrender value (CSV)
cash value
casualty loss
casus major
catastrophe
catastrophe swap
catastrophic loss
certificate of insurance (COI)
chance
change of condition clause
civil liability
civil war
claim agent
claim examiner
claim investigation
claim ratio
claims made basis
claims-occurrence basis
class-a fire
class-b fire
class-c fire
class-d fire
classification clause
clean up fund
closed contract
coinsurance
coinsurance clause
collateral disaster
collateral source doctrine
collision
collision coverage
collision damage waiver
collision deductible
collision insurance
commercial package policy
common accident
common accident clause
common disaster
common disaster clause
compound risk
comprehensive cover
comprehensive insurance
concealed damage
conditional premium receipt
conditional receipt
consequential damage
consequential loss
constructive total loss (CTL)
containment
contestable period
contingency insurance
contingent beneficiary
contingent business interruption insurance
contingent payee
contingent surplus note (CSN)
continuous premium whole life insurance
contract of indemnity
contractor's all risks insurance
contribution
conversion privilege
convertible term insurance
cover
cover note
coverage
covered loss
covered peril
credit insurance
credit life insurance
credit risk insurance
damage
damage assessment
damage claim
damage classification
damage limitation clause
danger
death benefit
death claim
debris removal clause
declarations
decreasing term insurance
deductible
defective design cover
deferred annuity
delay-in-startup insurance
denial-of-access cover
deposit term life insurance
deviation clause
difference in conditions insurance
direct cause
direct covered
direct insurance
direct loss
directors and officers (D&O) insurance
disability benefit
disability buy-out insurance
disability insurance
disappearing deductible
disaster
disaster area
disaster loss
disaster management
disaster medicine
disaster mitigation
disastrous event
disclosure
disclosure document
doctrine of comparative negligence
double indemnity policy
double insurance
drinking criticism
dual insurance
dual-basis payroll insurance
duty to mitigate
eighty percent rule
employer's liability insurance
endorsement
endowment insurance
endowment insurance with profits
endowment life policy
endowment life policy with profits
endowment mortgage
endowment policy
endowment policy with profits
errors and omissions liability insurance
evidence clause
evidence of insurability
ex gratia payment
ex gratia settlement
excess insurance
excess value
experience dividend
experience rating
experience rating refund
experience refund
export contingency insurance
export credit guarantee
exposed
extra expense insurance
extra risk
face amount
faculative reinsurance
fidelity bond
fidelity guarantee
fidelity insurance
fire and allied perils
fire insurance policy
first loss policy
first-party insurance
fixed annuity
floater policy
floating policy
force majeure
formulary
franchise clause
free of capture or seizure clause
free of particular average (FPA)
front loaded policy
full theft cover
fully comprehensive cover
fundamental risk
furniture, fixtures, and equipment (FF&E)
general average
general liability insurance
group annuity
group insurance
hazard
hazard assessment
hedonic damages
held covered
high consequence low probability event
highly protected risk
homeowners insurance policy
human-made disaster
immediate annuity
immediate notice
impaired risk
implied condition
Inchmaree clause
incontestable clause
indemnity insurance
indemnity principle
indexed life insurance
indirect damage
indirect loss
industrial all risks
inherent vice
inherently dangerous
injury
institute cargo clauses
insurability
insurability clause
insurable interest
insurable risk
insurable value
insurance
insurance certificate
insurance company rating
insurance cover note
insurance liquidator
insurance policy
insurance premium
insurance trust
insured
insured peril
insured value
insurer
interest insured
Jason clause
joint and survivor annuity
joint life and survivorship annuity
joint life annuity
key employee insurance
key person insurance
labor and material payment bond
last survivor annuity
law of averages
letter of indemnity
liability insurance
life annuity
life annuity certain
life annuity certain and continuous
life assurance
life income with period certain annuity
life insurance
life insurance company
life insurance policy
life insurance trust
life interest
loss
loss adjustor
loss assessor
loss of specie
loss ratio
major violation
malpractice liability insurance
man-made disaster
marine insurance
maritime
market value policy
maturity value
merit rating
moral hazard
morale hazard
morbidity
morbidity rate
morbidity table
mortality
mortality rate
mortality table
mortgage clause
mortgage insurance
mortgage life insurance
mortgage redemption insurance
multiple line insurance
named insured
names
national insurance
natural disaster
natural hazard
near miss
next of kin
no claims bonus
no fault insurance
notice of abandonment
occurrence
omnibus clause
open cover
open policy
ordinary annuity
ordinary life insurance
other insurance clause
other insured rider
overinsurance
overlapping insurance
package policy
partial loss
participating insurance
particular average
particular risk
pension maximization
per cause deductible
peril
perils of the sea
permanent life insurance
perpetual annuity
persistency
personal auto policy (PAP)
physical hazard
pilferage
piracy
policy
policy dividend
policy loan
policyholder
policyowner
political violence
primacy
primary disaster
primary insurance
private annuity
product liability insurance
professional liability insurance
proof of loss
protection
proximate cause
pure annuity
pure risk
refund annuity
reinstate
reinsurance
replacement cost policy
retroactive rate reduction
risk
risk allocation
risk classification
risk diversification
risk equivalent
risk reduction
risk retention
risk selection
salvage
salvage charges
salvage material
salvage property
salvage value
scrap value
second to die insurance
secondary coverage
secondary damage
self insurance
self-insured retention (SIR)
single life annuity
special damage
speculative risk
standard risk
static risk
straight life insurance
strike, riots, and civil commotions
subrogation clause
subrogation principle
substandard risk
sue and labor costs
sue, labor, and travel clause
suicide clause
supplemental liability coverage
surrender value
survivorship annuity
survivorship clause
syndicate
tax deferred annuity
term insurance
term life insurance
third-party insurance
time policy
tontine annuity
total loss
total loss only (TLO) insurance
triple indemnity policy
uberrimae fidei
ultimate net loss
umbrella liability coverage
umbrella policy
underinsured
underwrite
underwriter
underwriting and liability risk
underwriting capacity
unemployment benefit
unemployment insurance
uninsurable risk
uninsured motorist coverage
universal life insurance
utmost good faith
valuation
valuation charge
valuation clause
valuation date
valuation method
valuation procedure
valued contract
valued policy
variable annuity
variable death benefit
variable life insurance
vis major
voyage policy
waiver
war risk
war risks insurance
warehouse to warehouse
warranty
whole life annuity
whole life insurance
with average
with particular average
workers' compensation insurance
workmen's compensation insurance
writer
yearly renewable term policy
